Insurance Articles and Insights

Explore straightforward articles about health insurance, life insurance, annuities, retirement planning and employee benefits from Jay A. Cohen, The Ocala Insurance Guy.

Retirement Sequence Risk: 15 Smart Ways to Protect Income Near Retirement

Retirement sequence risk income options reviewed by a retired couple

Retirement sequence risk describes the danger that poor investment returns early in retirement can cause more lasting damage when a retiree is also withdrawing money. A market decline at age 40 can be uncomfortable, but continued contributions and decades of potential recovery may help. A similar decline immediately before or after retirement can be harder … Read more